Debt Diet eCourse:: Debt Diet Week 2: Eliminate the Desire for Debt 3/27/11

From LaToya Irby, your Guide to Credit / Debt Management Last week we talked about eliminating the need for debt. It involved getting your finances to a place where you don't need to rely on debt. This week, we learn how to eliminate the desire for debt, a step that's not always easy to master. This week's objective is to come up with alternatives to using credit cards to satisfy your emotions.

Ways to Stop Emotional Credit Card Spending  You might be an emotional credit card spender if you go on spending sprees to make yourself feel better or even because you're already feeling good. It's important to recognize when your emotions drive your spending habits and replace those spending urges with something less expensive.

Recognize Impulsive Credit Card Spending  Emotional and impulsive credit card spending are different, but impulsive credit card spending can be based on emotion. Impulses are uncontrollable and often unconscious urges. It may be harder to pick up on impulsive credit card spending which is why a little more attention must be paid.

Is Clutter Contributing to Your Debt?  It may sound strange, but clutter can indeed cause you to overspend or even make your debt harder to manage because you can't find your bills - or your checkbook. Learn how clutter contributes to debt and how you can clear the clutter and your debt.

Get Help Through Debtor's Anonymous  Debtors Anonymous is a free support group to help people that have problems controlling their money and debt. If you show signs of a debt addiction, joining Debtors Anonymous may help you learn to resist the urge to spend.

Join the Debt Diet Support Group  Talk with other readers who are going through a debt diet. Share your successes and setbacks. Get motivation to pay off your debt.

About Credit / Debt Management: Six Worst Credit Cards for Bad Credit 3/27/11

From LaToya Irby, your Guide to Credit / Debt Management Most of the credit cards for people with bad credit have high annual fees, high interest rates, or both. When you're looking for a credit card to help rebuild your credit score, be careful which one you choose.

Six Worst Credit Cards for Bad Credit Funny that three of the credit cards on this list are essentially the same card from the same issuer. They're issued under different names, but they have the same bad terms - 59.9% APR, $75 annual fee, and $300 credit limit.

How to Get a Credit Card With Bad Credit  Now that you know which credit card you shouldn't choose, learn how you should go about choosing a credit card to rebuild your credit.

Low Security Deposit Credit Card  If you're looking for a secured credit card, but don't want to put up a large security deposit, check out the Capital One Secured MasterCard. They've recently changed their terms and you could qualify for a security deposit as low as $49 depending on your credit history. See More About:  capital one credit cards  secured credit cards  credit card reviews

Using Secured Credit to Rebuild Your Credit  A secured credit card could be the gateway to getting approved for better credit card offers. Start by picking one that reports to all three major credit bureaus. See More About:  credit repair  getting credit with no credit  getting credit with bad credit

Personal Blog:: My Wants:: I'm a huge fan of stockings... Don't know which to get...3/27/11