Thursday, March 31, 2011

Easy Feng Shui for Love: Lesson # 3 3/30/11





From Rodika Tchi, your Guide to Feng Shui

The Feng Shui for Love Lesson # 3 is a very important one to remember - Learn How To Create and Maintain Good Energy in Your Home. The only 3rd party that is good for your love relationship is the fresh, nourishing feng shui energy! No other 3rd parties allowed.

Always be mindful of how important it is to have good feng shui energy in your home in order to attract and nourish a fulfilling love relationship. Learn how to create good energy by using various easy feng shui cures, such as crystals, essential oils, candles, art, as well as simple interior decor items.

Feng Shui for Love Lesson # 4 is coming tomorrow!

Good Energy
What is Good Feng Shui Energy? 
Good feng shui energy, or Sheng Chi, takes many forms, such as, for example, the energy you experience when you walk by the beach and your body feels uplifted by ... Read more
Bedroom Art

Is Your Art Creating a Good or a Bad Feng Shui Bedroom? 

Feng Shui of your bedroom art is an important topic to understand for obvious reasons. In fact, the feng shui of any decor item in your bedroom is very important, as the energy of your bedroom... Read more


Candles
Know How To Use Candles for Good Feng Shui 
Candles are the strongest expression of the feng shui element of Fire in your home (if you do not have a fireplace, of course). As such, there are specific feng shui guidelines that ... Read more


Crystals
How To Use Crystals for Good Feng Shui in Your Home 
Crystals are used in feng shui in a variety of ways, all with one single goal - to create good feng shui energy in your home. In feng shui, crystals are widely used for their specific energy. For example, the rose quartz crystal is used to attract love and... Read more


Power of Scents
Use Essential Oils to Awaken the Energy of Sensuality 
Use the subtle energy effects of specific remedies to create good energy and achieve a favorable emotional response. In the mood for love? Ylang-ylang, sandalwood, rose and jasmine are the classical essential scents for a sensual bedroom. You can also use ... Read more


Fresh Chi: Fountains
Healing and Calming Feng Shui Water Energy for Your Home 
For a fountain to be used as a feng shui cure, the fountain does not have to look oriental - in fact, none of your decor feng shui cures have to look oriental in order to bring good feng shui energy... Read more


More Light!
Feng Shui and Light: Have Some More, Please. A Lot More. 
The light in your home - both natural and artificial lighting - greatly influences the quality of your home energy (the feng shui of your home.) Smart lighting and good quality air are the very basics of good feng shui, and should always be...Read more


Breathe Deep
Grow Fresh Air: Best Plants for Your Home Decor 
Best feng shui advice to keep in mind is to always be aware of the quality of indoor air and do your best to improve it. Numerous research shows that indoor pollution is much worse than the outdoor pollution. Is there a feng shui solution? Yes, there is... Read more


Watch FREE Feng Shui Video Tips to Learn How To Create Good Energy in YOUR Home

Rodika 

Debt Diet eCourse: Debt Diet Week 3: Assess Your Debt 3/6/11



From LaToya Irby, your Guide to Credit / Debt Management
Many debt plans jump right into debt assessment and repayment. I saved it for a couple of weeks because I believe you have to face the things make you create new debt before you can actually pay off debt. Once you've eliminated the desire and need to take on more debt, you'll be in a better position to face your debt.This week's objective is to create complete the Debt Tracking Worksheet discussed in How to Add Up Your Debt.
How to Add Up Your Debt 
This might be the most painful part of debt diet. It's the equivalent of getting on the scale and checking your weight. It's also a critical part of the diet since it lets you know exactly where you stand.
Warning Signs of Too Much Debt 
Even before you look at the numbers, there are some sure signs that you have more debt than you can handle. Use these signals as a way to know it's time to scale back on your debt.
How Much Debt is Too Much 
No one can say with certainty that $1,000 or $40,000 is too much debt because it depends on your individual situation. You can tell whether you have too much debt by comparing your total debt to your other finances - like your income.
Calculate Your Debt-to-Income Ratio 
Your debt-to-income (DTI) ratio is an important number that tells you just how much of your income is being spent on debt. The higher the percentage, the more you're spending on debt. A DTI ratio lower than 36% is ideal.
Good Debt vs. Bad Debt 
There are some debts that can be considered good. If there is such a thing as good debt it includes loans that were used to buy things that appreciate in value or help you make money. This includes mortgages and student loans.
Join the Debt Diet Support Group 
Talk with other readers who are going through the debt diet. Share your successes and setbacks. Get motivation to pay off your debt.

Wednesday, March 30, 2011

About Banking / Loans: Bank Account Tips for Teens 3/30/11




From Justin Pritchard, your Guide to Banking / Loans
Bank Account Tips for Teens 
Got teens? It won't be long before they're off on their own making financial decisions. Erin O'Neil explains the importance of educating teens about money, and shares a few tips on how... Read more

$50 Debit Card Maximums? 
Writing checks may start looking like a good idea again. Debit card issuers, including JPMorgan Chase, may soon limit how much you can spend with your debit card. Rumor has it that they may set limits of $50 to $100 per transaction... Read more

Secured Credit Card Ideas 
Secured credit cards can help you build credit. They look and feel just like regular credit cards, and lenders report activity to credit bureaus. So, what's so special about secured credit... Read more

How to Bank - Banking Basics 
How to bank. Basic banking tasks and questions when you need to start at the beginning. Learn about banking for the first time or go back to basics.

Deaf News:: SCHOLARSHIP: Application for Wheeler Scholarship awards now online 3/18/11

The Ned C. Wheeler Scholarship Foundation for the Deaf is pleased to announce that scholarships of $1,000 to $1,500 are available this spring for the 2011-2012 academic year, with a deadline of June 30 to apply. 

The organization has awarded scholarships to deserving deaf students in colleges and universities for more than 30 years.  Awards are given based on student grades, financial need, and maintaining a full time status. 

Criteria for qualifying includes three years residency in Utah, GPA of 2.5 or higher with no Ds or Fs in the last three years, proof of deafness, and more.

Eligible candidates for the scholarships need to apply now and gather up all required documentation to be sent in well before the deadline. 

Applications are available at the UAD website, www.uad.org.  On the home page, scroll down near the bottom right hand corner where you see the Ned C. Wheeler Scholarship Foundation for the Deaf information.  Click on “Application.”

For further information or to request an application, contact Valerie Kinney at vkinney@comcast.net or call her by VP, 801-784-6962.

Valerie Kinney, Secretary
Ned C. Wheeler Scholarship Foundation for the Deaf
__._,_.___

About Today: How to Get Rich 3/25/11



From Jen Hubley, your About Today Editor
I don't know about you, but I've had enough of this not-being-rich business, and I've decided it's time for a change. For one thing, it's a shame for me to be poor, because I'm so good at spending money. I'm sure that you are equally talented, and therefore deserving of riches.
How to Get Rich 
The rich are very different from you and me: They have awesome toys. (OK, that's not quite the F. Scott Fitzgerald quote, but it's close.)

How Much Money Does It Take to Be Rich? 
I feel rich every time I get a raise or lose an expense. This is because I'm an optimistic sort (or else a sucker, depending on your point of view).

7 Things the Rich Do Differently 
To get really rich, though, you have to change your way of thinking.
See More About:  how to get rich  saving money  debt management

3 Secrets to Building a Fortune 
One thing I can promise you: If I do become a zillionaire, you will all be invited over to swim in my vault of gold coins.

About Today: Spring Cleaning for Lazy People 3/23/11



From Jen Hubley, your About Today Editor
My goal for this winter - the only one, really - was to learn how to pick up after myself like a normal grown-up person. To see socks that have escaped the hamper, to remove dust before it forms into snow-drift-like formations on the TV, to throw away the mail before it develops thoughts and feelings and kills us in our sleep.

Spring Cleaning: A Complete Checklist 

And guess what? It worked. I'm not going to tell you the place is spotless now, but I can usually find stuff, which is a huge improvement.

15-Minute Cleanups for Every Room 
It turns out that if you spend a few minutes a day on picking up your house, you don't have to live in filth.

How to Declutter Your Home 
Which is super, but of course I figured this out right in time for spring cleaning. Which is necessarily, picking-up skills notwithstanding.

Spring Cleaning Is for Yards, Too 
Because without a large-scale cleaning, we're going to spend all summer staring at our winter clothes. And that's just no way to start the warm weather season.
See More About:  spring gardens  yard maintenance  tree care





About Today: How to Report a Bully on Facebook 3/24/11






From Jen Hubley, your About Today Editor
When I was a kid, it was easier to avoid bullies - you could pretty much just hide in your house or a convenient Dumpster. It wasn't an ideal solution, of course, and eventually, you'd have to go to school. But at least, when you were home, you were safe. Now? Not so much.

How to Use the Facebook Bullying Report Tool 

That's because bullies can harass kids online, via Facebook or any number of social networking sites. (Some of which we're probably not cool enough to know about yet.)
See More About:  facebook  bullying  facebook report tools

How Common Is Cyberbullying? 
Cyberbullying encompasses harassment through chat rooms, instant messages, website comments, and distribution of embarrassing photos. And it's probably more common than you think.
See More About:  bullying  middle school  cyberbullying

Facebook Do's and Don'ts for Teens 
Here's the most important "don't," for everyone as well as just for teens: "Don't leave the default Facebook privacy settings as set."

Dealing With Bullies 
Here's the cheeriest statistic so far: "56 percent of tweens who observed a child being bullied said that they usually try to stop the bullying or report it to an adult."
See More About:  bullying  dealing with bullies  making friends

About Today: Best Excuses for Being Late for Work 3/23/11


From Jen Hubley, your About Today Editor
I've done everything from landscaping, to waitressing, to writing little stories for the interwebs. So I've heard my share of excuses for being late to work.

Best Excuses for Being Late for Work 

My favorite was probably when I was landscaping. One of the bosses was late because she had to chase a goat. The best part was that it was a true story.

What's the Best Excuse for Being Late? 
First runner up goes to a coworker at a media company ten years ago, who was late because the dog ate her alarm clock. (My feeling is that she had been using the same excuse, in one form or another, since elementary school and got confused.)

Why Are Your Employees Late for Work? 
The best response to lateness was from a boss I had right out of college, who sent an email to our department saying, "I could have fired a cannon through your area at 9:05 this morning with zero injuries. Please get in before 9 o'clock."

How to Negotiate a Flexible Schedule 
Some people aren't morning people and never will be. For those people, flexible work hours might be the answer, if they can arrange them.

About Today: Readers' Choice Awards - Your Favorites 3/22/11



From Jen Hubley, your About Today Editor
We asked for your favorite products, services, and sites and you told us. Here are your choices for the best of the best of everything in categories ranging from tech to travel, health to hobbies.

2011 Readers' Choice Awards: Best of the Best 

This year was our largest Readers' Choice Awards ever, with more categories, nominees, and winners than ever before.

Readers' Choice: Computing and Technology 
Computing and Tech is where it all started. Our IM awards are on their fourth year.

Readers' Choice: Health and Family 
Perhaps the most important category, Health and Family offers a roundup of your favorite things related your nearest and dearest. After all, if you don't have your health, etc.

Readers' Choice: Hobbies and Home 
Many of us are most passionate about the things we do in our spare time.





About Today: Are You Ready to Buy a Home? 3/21/11

From Jen Hubley, your About Today Editor
Last month, my friends Matt and Liz finally moved into their new home. This is always exciting, but in their case, it's extra neat, because it's their first house. What they went through during the process of buying it, however ... well, let's just say, in retrospect, I think they wish they'd just built themselves a yurt out of aluminum cans and sticks.

Are You Ready to Buy a Home?
Whenever they make those lists of Things That Stress People out the Most, buying a home is right at the top. That's because it's a complicated process, especially for people who are doing it for the first time.
See More About:  buying a home  real estate agents  mortgages
Do First-Time Home Buyers Need an Agent?
There are a lot of questions to answer, as well. First and foremost is probably,can I afford all of this? But next up is "do I need an agent?"
Before You Get a Mortgage
Secretly, I don't think most people really understand mortgages. (Or maybe I'm just trying to make myself feel better.) Here's a cheat sheet.
How to Find the Down Payment
And the biggest trick of all, of course, is finding the down payment. Most of us, it turns out, don't necessary have tens of thousands of dollars lying around.

About Today: Fun Facts About the First Day of Spring 3/18/11





From Jen Hubley, your About Today Editor
Spring will be sprung as of this Sunday, and it's about time. We're sick of our winter coats and tired of the winter weather.

Fun Facts About the First Day of Spring 

The first one was a shocker to me: The Vernal Equinox? Is not actually always equal. There is a day when there are twelve hours of day and twelve of night, but it might not necessarily be on the 20th of March.

Can You Balance Eggs on End During the Spring Equinox? 
My favorite urban legend, resurrected for the nicer weather.

All About Ostara, the Spring Equinox 
For pagans, Sunday is a pretty big holiday. For other folks, this is still good reading. Especially if you ever wanted to know why the Easter bunny brings eggs, or why St. Patrick hated snakes.
See More About:  ostara  sabbat indexes  spring holidays

12 Ways to Have Fun With Your Kids in the Spring 
Time to let your tiniest family members out of the house to enjoy the spring weather. You're probably just as ready as they are.

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